Life is unpredictable; one day, you are buying your new car and are excited about it, and the next, you are involved in a car crash. No matter how careful you are, you cannot control the other drivers or other factors that may lead to a crash. If you were hurt in a car crash, the expensive medical costs, therapy, emotional pain, and suffering you go through can be quite overwhelming.
Dealing with all this and also seeking compensation can be a challenging task for you. A New Haven car accident lawyer at Aeton Law Partners can help you file a claim if another party’s negligence caused your injuries. Our personal injury attorneys have vast experience in car accident cases and will work hard to ensure that you get the justice and compensation you deserve.
We care about our clients and hate to lose. Therefore, you have confidence that your case is in good hands. Contact us today at 860-785-2099 and schedule a free and no-obligation consultation.
- 1 Car Accident Statistics in New Haven, Connecticut
- 2 How Much Does a Car Accident Lawyer Cost?
- 3 What Should I Do After a Car Accident?
- 4 When Should I Get a Lawyer for My Auto Accident?
- 5 Why Do I Need a Lawyer?
- 6 What Type of Damages Can I Recover in Connecticut?
- 7 How Is Fault Determined In Connecticut?
- 8 How Long Do I Have to File a Claim in Connecticut?
- 9 What Can I Do if Insurance Denied My Claim?
- 10 What if the Other Driver Doesn’t Have Insurance?
- 11 How Can I Obtain an Accident Report in Connecticut?
- 12 Contact a Skilled New Haven Car Accident Lawyer
Car Accident Statistics in New Haven, Connecticut
Car accidents in Connecticut have been a major concern over the years. While the death rate has improved from the previous century, it is still higher in the U.S than in other developed countries.
Interstates 91 and 95 converge in New Haven and are the busiest and most dangerous in the state. In the year 2019, 15 people died in fatal accidents. There were 21 vehicles involved in deadly accidents, with two of them involving drunk people. In total, there were 16 fatalities and 28 people involved in these accidents. Also, eight pedestrians were involved in these fatal accidents.
The Connecticut Crash Data Repository tracks where the vehicle crashes happen and make them available to the public. Distracted driving, speeding, and poor crosswalk signaling have contributed to the rising number of car accidents in Connecticut over the years.
How Much Does a Car Accident Lawyer Cost?
Experience is what separates a small and colossal settlement deal in car accident claims. Having an experienced attorney by your side will help you get maximum compensation compared to you representing yourself. Most people are scared of hiring attorneys as they think that they are too expensive for them. However, this is not the case at Aeton Law Partners.
We work on a contingency basis, which is a no recovery, no fee policy. Therefore, you do not have to spend any money until we win the case for you. Yes, you read that right! We will not charge you any money if we do not win the case for you, hence no need to worry about attorney fees. Once we win the case for you, you will pay us a percentage of it, as previously agreed.
What Should I Do After a Car Accident?
If you are involved in a car accident, there are certain things that you need to do to protect yourself and your interests. Below are the steps to follow:
No matter how minor the accident was, it is always crucial to contact the police. The police report will come in handy later on in your claim with the insurance company as it will prove that you were injured and your vehicle damaged.
Check On Other Involved Parties
If you do not have any severe injuries and can walk around, it is always advised to check on the other involved parties. Do not leave the scene of the accident, but try to help the other people. The first aid you offer might help save a life, which would have otherwise been lost.
Do not leave the scene of the accident without exchanging crucial information with the other parties. Obtain the names, addresses, and telephone numbers of the drivers, witnesses, and passengers involved. Ask for the other driver’s insurance information, such as their policy number and the company name. You should also get the license plate numbers of the vehicles involved, the make, model, and year of the cars, and their registration information.
Record The Scene
If you have your mobile phone on you, use it to record the accident scene. Take photos of the crash scene from different angles to give clear evidence of what happened. Also, photograph all your injuries, if they are visible. Ensure that you also capture other details such as the weather, traffic lights, and the vehicles involved. If possible, make a video of what happened at the scene as you may forget some details with time. Record yourself telling all the details and those of the witnesses, if possible.
Never Admit Fault
Never discuss the accident with the other party or parties involved. No matter how guilty you might feel, it is not advised to admit fault to the other party as they may use it against you in court. Therefore, never accept responsibility no matter the situation, and only talk to the police and your attorney.
Seek Medical Attention
Many times, injuries caused by car accidents are not immediately noticeable. Most people report feeling pain or other symptoms after a day or two, which can be quite tricky. Therefore, no matter how you feel after an accident, whether you were injured or not, you should always seek medical attention.
Even though you may not feel any pain, talk to your doctor as you may be suffering from whiplash, which could lead to a permanent spinal cord injury. The doctor will write a medical report to prove that you were injured due to the accident.
Call a New Haven Car Accident Lawyer!
If you want to protect your rights and get compensation for injuries, you should contact our attorneys at Aeton Law. They will help ensure that the evidence is not lost and advise you on dealing with the insurance company before giving them a statement on the car crash. Our car accident attorneys will be able to determine if you have a strong claim and provide you with experienced legal counsel.
When Should I Get a Lawyer for My Auto Accident?
After an automobile accident, you will be left with very many questions. Worrying over questions such as who pays for damage to the car and your medical bills, if the insurance company will reimburse you for your lost wages, and how long the case will take can take a toll on you.
Here is where an attorney comes in. It is recommended to get a lawyer as soon as possible, preferably the day of the collision or a day or two after. The reasons for this include:
The car accident attorney will ensure that they meet the statute of limitations for Connecticut when filing your claim. Some of the other deadlines include the time you need to notify your insurer about the car crash, especially if a government entity is involved. Your attorney will ensure that you do not miss these deadlines.
If you are hurt in a car accident, you may end up with costly medical bills. An attorney will help make sure all your medical expenses are properly documented when you file a claim.
It is very common for memories to fade and witnesses to lose interest. When the accident occurs, the witnesses are usually willing and ready to give their account of the situation. Also, they will have vivid memories of what happened. However, over time, the witnesses may feel less motivated to share what happened and, in some cases, even forget some details. Therefore, the car accident attorney will need to reach out to them as fast as possible before their memory fades.
Why Do I Need a Lawyer?
Navigating the legal system is difficult, and dealing with the insurance company is quite overwhelming. This process is best navigated with an experienced New Haven car accident lawyer by your side. At Aeton Law Partners, we will fight hard to ensure that you get maximum compensation. We will do so by:
Case Preparation / Filing a Lawsuit
We will prepare for the case by gathering all the relevant evidence needed to prove your claim. This includes obtaining the police report on your behalf in cases where the fault is in dispute. We will also talk to the witnesses and passengers involved and get the medical report to help prove your case. We will also file the lawsuit within Connecticut’s stipulated guidelines to ensure that your case is not dismissed.
If both parties decide to settle the matter out of court, we will help with the negotiations. We understand that insurance companies may try to deny your claim or convince you to accept less than you deserve. Settlement negotiations are complicated; hence the more experienced your attorney is, the better for you. Since we have years of experience in these matters, we know how to deal with these situations and ensure that you get fully compensated.
Trial Preparation & Representation
If both parties cannot agree to a settlement term, then the case will go to trial. Here, we will prepare for it by ensuring we have all the relevant evidence and also bring in an expert witness if necessary. We will fight for you and represent you to prove your case in front of the judge and jury, to ensure that you get maximum compensation.
What Type of Damages Can I Recover in Connecticut?
Each car accident is different; hence the compensation given will vary. The damages that you may recover in Connecticut after a car accident include:
These are the tangible losses suffered due to the accident. They include past, current, and future medical expenses such as surgery, ambulance services, laboratory testing, hospitalization, prescriptions, physical therapy, vocational and rehabilitation specialists. Other economic damages include lost wages, lost earning capacity, and property damage.
These are the non-monetary losses incurred due to the accident. They include pain and suffering, mental anguish, psychological issues, loss of companionship, and loss of life’s enjoyment.
These damages are issued when the defendant engages in outrageous misconduct; hence they need to be punished. The judge grants them to prevent a repeat of the same actions in the future. The violations include:
- Reckless driving
- Passing in a no-passing zone
- Driving in the wrong lane
- Driving under the influence of drugs or alcohol
In Connecticut, the amount of punitive damages awarded is usually limited to the costs incurred in pursuing the claim and the legal fees, unless a statute specifies an amount.
How Is Fault Determined In Connecticut?
Connecticut is a modified comparative negligence state. This means that if both parties involved in the car accident are at fault, you will only recover damages if you contributed less than 50% to the crash. The plaintiff’s recoverable damages will also be reduced in proportion to their degree of fault. However, if you are at 51% or more at fault, you will not recover any damages.
Connecticut is also an at-fault state, where the negligent parties are required to pay for all damages incurred. Fault is tough to prove. It is, however, crucial for the victim to verify that the other party was at fault. Some of the ways to establish fault include:
- Eyewitnesses’ testimonies
- Photographic evidence of the scene, injuries, and damages to the vehicle
- Police report
- Expert witness testimony
- Traffic and citation records of the accident
- Medical reports
How Long Do I Have to File a Claim in Connecticut?
In Connecticut, you have a time limit of two years from the date of the accident to file your claim. This means that if you file after the two years are over, your case will be dismissed, and you will not be able to recover any compensation for damages incurred.
Also, if the accident caused someone’s death, and the family wants to file a wrongful death claim, the statute of limitations is also two years, but it is counted from the date of the victim’s death, which may be different from when the accident occurred.
What Can I Do if Insurance Denied My Claim?
There are several reasons why the insurance company may deny your claim, even though it is evident that you were the victim and not at fault. This happens due to two main reasons; that your claim lacks merit or that the insurer is acting in bad faith. Other reasons include:
- The policy has lapsed– If premiums were not being paid and up to date, the insurer will state that there was no coverage at the time of the accident.
- Failure To Notify The Insurer In Time– If you fail to inform the insurer about the accident in the period stipulated in the contract, they will deny the claim.
- Policy Exclusion– Natural events may be excluded from the policy. These may include floods or a hail storm; hence the insurance company will state that the acts of God are excluded, thus your claim will be denied.
If your claim is denied, it is crucial to seek legal help from your car accident attorney. The lawyer will review the case and advise you on how to move forward.
If the insurance company has denied your claim due to bad faith, you can pursue a bad faith insurance claim. According to the Connecticut state statutes, the insurance companies have a legal obligation to act in good faith in their settlement practices. Causing a delay or denying settlement when the liability is clear is a complete violation of the state’s laws. If the claim is rejected in bad faith, it will result in either a tort or breach of contract, or both.
A tort is a civil wrong; hence, the insurer breached their duty by refusing to pay you for a valid claim, resulting in an economic injury. On the other hand, breach of contract is filed by the aggrieved party’s lawyer as the insurer has broken their agreement. You will be entitled to compensatory damages, consequential damages, legal fees, and punitive damages due to the bad faith insurance claim.
What if the Other Driver Doesn’t Have Insurance?
In Connecticut, all drivers must have car insurance, failure to which may lead to license and registration suspension and a fine of at least $200. If the other driver responsible for the car crash does not have insurance, the process becomes complicated. In many cases, the victim’s insurance company will have to bear the financial burden and pay for the claim.
However, some insurance companies will not be willing to pay claims involving uninsured drivers and may be slow to respond or even deny it as a result. In this case, you will then have to pay for the damages from your pocket, which can be quite devastating.
Taking an uninsured driver to court may not be a win for you. This is because most of them have little to no money or assets; hence, even though you will get a judgment in your favor, you may not get any money as the claim could be uncollectible. In the best-case scenario, the court will establish a payment plan for the defendant, but it may take years before you get all the compensation owed. Talk to an Aeton car accident attorney to guide you through this process and help you pursue the compensation you need.
How Can I Obtain an Accident Report in Connecticut?
You can obtain your accident report from the Connecticut State Police or your local police department in Connecticut, depending on where the accident occurred. To get it from the Connecticut State Police, you have two options:
- Request a hard copy by mailing in a completed DPS-96-C “Request for Copy Of Report” form. This will cost you $16 to get a certified report. You should send it to the Department of Emergency Services and Public Protection.
- You can get an accident report from BuyCrash.com, which posts Connecticut reports within ten days of a crash.
Many simple accident reports are available online. However, in New Haven, Connecticut, it will take around 8-10 business days to become available.
Contact a Skilled New Haven Car Accident Lawyer
You may be wondering why you should hire Aeton Law for your car accident injury. Well, we have years of experience in Connecticut and are well conversant with these cases. We have a fantastic team with results to show for our work. When you choose us, you will have confidence that your case is in good hands. We hate to lose, and we will do everything in our power to win your case for you.
We care about our clients and work to ensure that they get the maximum compensation that they deserve. With us, you will have nothing to worry about but focus on getting your injuries healed. We know how overwhelming this process can be, and will be there for you every step of the way.
If you or your loved one has been involved in a car accident in New Haven, Connecticut, contact us today at 860-785-2099. We understand that insurance companies have experience in denying injury claims and may try to avoid paying you what you deserve. Dealing with a car accident is a stressful experience, but we are here to help you. Call us today, and let us help take this heavy burden off you.